Residential Closing Fees Borrower Hero Image
Decades of Experience in Residential Closings

Orleans Title has decades of experience in residential closings, offering our clients kid glove treatment and a full range of high quality transactional and title services. To help our residential real estate clients better understand the costs associated with their closings, we have established fee schedules for borrowers who are refinancing that are applicable for residential properties only and represent a typical closing.

Please contact Stacey Martinez at 504.582.1251 if you would like a transaction specific quote.

Borrower’s Fees – Refinance

Document Preparation $250.00
Express Mail-Courier Fee $45.00 *
Incoming-Outgoing Wire Fees $25.00 *
Closing Protection Letter $25.00
Title Examination $200.00
Title Insurance-Lender’s Policy  See Title Insurance Rates ****
Title Insurance-Owner’s Policy See Title Insurance Rates ****
Flood Elevation-If Required $275.00 ***
Survey-If Required $600.00 – $750.00 ***
Cost of Recordation-Mortgage  Actual cost dependent on Parish
Cost of Recordation-Release Actual cost dependent on Parish 
Documentary Transaction Tax $325.00 **
Payoff Processing Fee $175.00 *
Recording Services Fee $200.00
Abstract $250.00 ***

Note: The abstract fee will be waived if the previous transaction on the property was handled by Orleans Title Insurance Agency, L.L.C.

*Per occurrence **Orleans Parish only ***Estimate only – Actual costs will be charged ****Covers base title insurance rate only; does not reflect any endorsements required by lenders or requested by purchasers.

Additional Fees

Additional fees may be required if the mortgage is FHA or VA insured or if the property is not located in a subdivision. These fees do not include lender’s fees, property tax, curative work, or insurance costs.

Title Insurance

The rates for title insurance are regulated by the Department of Insurance. Therefore, title insurance rates are consistent throughout the state. However, your lender may require endorsements, which are also regulated by the Department of Insurance and may not be anticipated until the lender’s closing instructions are received.

Click here for title insurance rates brochure.

Closing Funds and Costs in Excess of $2,500

Louisiana law requires amounts owed at closing in excess of $2,500.00 be satisfied with a cashier’s check or wire.

Stacey Zimmer Martinez
Orleans Title Insurance Agency, L.L.C.
201 St. Charles Avenue
Suite 3201
New Orleans, Louisiana 70170
Direct: 504.582-1251
Office: 504.582.1199
Fax: 504.582-1240

Find Out More About Your Closing Cost